← Islamic Open Finance™Pricing
Plans built for banking-grade.
Every plan ships with the same 89 rails, AAOIFI + IFSB + ISO 20022 compliance, and SEPA Instant under 10 seconds. Volume and support tier scale with your business — never compliance. Talk to us for a tailored plan and pricing.
Open vs commercial
What ships free
Open under Apache 2.0
- All 109 Shariah-native rails in sandbox (identical to production)
- OpenAPI spec + SDKs (TS, Python, Java, Go, Ruby)
- MCP server + AI agent tools
- Architecture review with the solutions team
What we charge for
Commercial / paid
- Production transaction processing at any volume
- BYOC deployment (your AWS/GCP/Azure VPC)
- 99.95%–99.99% uptime SLA + dedicated support tier
- Annual Shariah audit pack + regulator-shaped evidence packs
Sandbox
Evaluating IOF before commercial commitment
On requestevaluation period
- All 109 Shariah-native rails
- 150 endpoints (identical to production)
- Allocated sandbox transaction quota
- SEPA SCT + SCT Inst quote playground
- OpenAPI spec + SDKs (TS, Python, Java, Go, Ruby)
- MCP server + AI agent tools
- Architecture review with our solutions team
AAOIFIISO 20022
Starter
Early-stage Islamic fintechs
Contact ustailored to your volume
- Everything in Sandbox
- Production transaction allowance
- SEPA Instant execution (all variants)
- Multi-workspace support
- Community + email support
- Usage-metered billing + invoice PDFs
AAOIFIIFSBISO 20022GDPR
Most popular
Professional
Growing Islamic banks + takaful operators
Contact ustailored to your volume
- Everything in Starter
- High-volume production allowance
- All SEPA variants (SCT, SCT Inst, SDD Core, SDD B2B)
- Extended multi-workspace support
- 99.95% uptime SLA + 4-hour response
- Sukuk issuance + trading rails
- Takaful family + general
- Evidence packs for auditors
AAOIFIIFSBISO 20022PSD2GDPRSOC 2 Type II
Enterprise
Systemically important banks + regulators
Contact usbespoke engagement
- Everything in Professional
- Unlimited transactions
- BYOC deployment (your AWS/GCP/Azure)
- Dedicated multi-region failover (RTO <5 min, RPO = 0)
- Custom ABAC policies + embedded PDP bundles
- Shariah board governance integration
- 99.99% uptime SLA + 1-hour response
- Direct line to the IOF architecture team
AAOIFIIFSBISO 20022ISO 27001PSD2GDPRSOC 2 Type IIBasel III
Vertical add-ons
Specialised bundles for specific Islamic-finance verticals.
Funds Pro
Islamic fund management: subscription, fees, performance, compliance, distribution, reporting rails.
Sukuk Pro
Full sukuk lifecycle: issuance, trading, settlement, corporate actions, valuation, compliance rails.
National Rail Program
For central banks and regulators standing up Islamic-finance infrastructure at national level.
Questions about pricing?
Every tier is tenant-isolated. Every transaction carries SOC 2 audit trail. Every settlement is Shariah-framed. Compliance is never an upsell — it is included in every tier.