← Islamic Open Finance™Certification

Certification programmes.

Six certification pathways covering Shariah products, connectors, security posture, AI conformity, open-finance connectors, and Shariah auditor credentials. All programmes are run jointly with the IOF Shariah Board and accredited external auditors.

Shariah Product Certification

Active

Banks + fintechs offering Islamic products on IOF

Duration: 6–10 weeks
Investment: From $25k (per product family)

Certified-Shariah designation, fatwah pack, board memo, annual audit cycle. Per AAOIFI SS-8 / SS-9 / SS-12 / SS-13 / SS-17 / SS-26 / SS-39.

AAOIFIIFSBShariah Board

Connector Certification

Active

Vendors building IOF connectors (banking core, KYC, AML, AI)

Duration: 3–6 weeks
Investment: From $10k

Verified-Connector designation, listing on the IOF App Store, conformance test pack, SBOM, vulnerability scan baseline.

SOC 2 Type IIISO 27001OWASP ASVS

Security Posture Certification

Active

BYOC tenants + partners hosting IOF on-prem

Duration: 4–8 weeks
Investment: From $15k

Posture report, CIS benchmark scorecard, deviation register, remediation plan. SOC 2 + ISO 27001 + IFSB-21 (Cyber).

SOC 2 Type IIISO 27001IFSB-21DORA

AI Systems Conformity Certification

Active

Customers deploying high-risk AI under EU AI Act on the IOF AI runtime

Duration: 6–12 weeks
Investment: From $30k

Annex IV technical documentation, conformity assessment dossier, post-market monitoring plan, FRIA + DPIA bridge package.

EU AI ActISO/IEC 42001GDPRAAOIFI ethics

Open Finance Connector Certification (PSD3 / FIDA)

Preview

Account servicing + PISP / AISP connector providers

Duration: 8–14 weeks
Investment: From $20k

PSD3 / PSR-aligned conformance, IBAN-name match coverage, instant-payment fraud framework, FIDA scope catalogue. Designed-for status until PSD3 in force.

PSD2PSD3PSRFIDA

Shariah Trainer / Auditor Certification

Preview

Internal Shariah review staff + external auditors

Duration: 12 weeks (cohort)
Investment: $5k per participant

Accredited Shariah-Auditor (IOF) credential, badge, listing on the IOF auditor registry. Cohort-based.

AAOIFIIFSBIOF curriculum

How certification works

Intake: 30-minute scoping call — programme fit, gap analysis, statement of work.
Evidence collection: upload artefacts to the IOF evidence vault (encrypted, GDPR-compliant).
Review: joint review by IOF Shariah Board + accredited security / AI auditor. Maker-checker on every finding.
Remediation cycle: findings packaged with remediation plan; partner addresses; re-review.
Certification: certificate issued, App Store listing activated, annual review scheduled.

Start a certification

Tell us which programme is the best fit and we'll book a 30-minute intake call.