← Islamic Open Finance™Fintech Solutions
Ship Islamic fintech in days, not quarters.
109 Shariah-native rails, 150 API endpoints, KYC + AML + ABAC access control out of the box, MCP server for agentic workflows, SEPA Instant for EUR payouts <10 seconds. Integrate once. Deploy anywhere. Inherit AAOIFI + IFSB + ISO 20022 + PSD2 + GDPR + SOC 2 on day one.
Open vs commercial in this pack
What ships free
Open under Apache 2.0
- TypeScript + Python SDKs
- Full sandbox with all 89 rails
- OpenAPI 3.1 specification
- Zakat calculation API
- Webhook event system documentation
What we charge for
Commercial / paid
- Production API access (all 89 rails)
- SEPA Instant EUR payouts
- KYC/AML + ABAC access control (production)
- MCP server for agentic workflows
- GDPR + PSD2 + SOC 2 compliance posture
- SLA-backed developer support
Developer API dashboard
Build, test, and deploy Islamic finance applications.
Islamic Open Finance™ API Console
APIs LiveSandbox Active
API Calls
2.4M
↑ 45% this month
Active Apps
847
+124 new apps
Developers
12,847
↑ 28% growth
Uptime
99.99%
Last 30 days
Popular API endpoints
GET2.1k calls
/contractsPOST1.8k calls
/shariah/checkGET1.5k calls
/zakat/calculatePOST987 calls
/payments/initiateComplete API suite
Everything you need to build Shariah-compliant fintech solutions.
Contracts API
- Murabaha, Ijarah, Musharakah
- Automated lifecycle management
- Real-time status updates
POST /api/v1/contractsShariah API
- Real-time compliance checks
- Zakat calculation engine
- Committee workflows
POST /api/v1/shariah/checkPayments API
- Multi-rail payments
- Real-time settlement
- Cross-border support
POST /api/v1/paymentsKYC & Compliance
- Digital onboarding
- AML screening
- Risk assessment
POST /api/v1/kyc/verifyPortfolio API
- Fund management
- Performance tracking
- Risk analytics
GET /api/v1/portfolioWebhooks & Events
- Event streaming
- Custom webhooks
- Real-time notifications
POST /webhooksStart building in minutes
Simple SDKs and comprehensive documentation for rapid development.
JavaScript SDK
npm install @iof/sdk
const client = new IslamicOpenFinance({
apiKey: process.env.IOF_API_KEY
});
const contract = await client.contracts.create({
type: 'MURABAHA',
principalAmount: 100000
});Python SDK
pip install iof-sdk
client = IslamicOpenFinance(
api_key=os.getenv('IOF_API_KEY')
)
contract = client.contracts.create(
type='IJARAH',
monthly_rental=5000
)Start your Islamic fintech journey
Join thousands of developers building the future of Islamic finance.
Sandbox
Access on request
89 Rails
Identical to production
5 SDKs
TS, Python, Java, Go, Ruby