Takaful operations on rails, not spreadsheets.
Open vs commercial in this pack
What ships free
Open under Apache 2.0
- Takaful contract schemas (Family, General, Health)
- AAOIFI SS-26 compliance documentation
- Sandbox environment with all 11 rails
- OpenAPI specification
What we charge for
Commercial / paid
- Production API access (all 11 Takaful rails)
- SEPA Instant contribution routing
- Automated surplus distribution engine
- Retakaful treaty management
- Actuarial calculation APIs
- Regulator-shaped evidence packs
Takaful operations dashboard
Real-time management of all Takaful operations and risk pools.
Takaful Management Center
Active Policies
Risk Pool Value
Monthly Contributions
Claims Ratio
Risk Pool Distribution
Complete Takaful solutions
Shariah-compliant insurance products with automated operations.
Family Takaful
Life protection and savings with investment-linked benefits for individuals and families.
- Automatic Waqf allocation
- Tabarru' contribution management
- Surplus distribution calculation
General Takaful
Non-life insurance covering property, liability, and business risks with cooperative risk-sharing.
- Multi-peril coverage options
- Real-time claims processing
- Reinsurance integration
Health Takaful
Medical and health coverage with Shariah-compliant treatment and hospitalization benefits.
- Hospital network management
- Cashless claim processing
- Preventive care programs
Retakaful
Islamic reinsurance providing risk capacity to Takaful operators with surplus sharing.
- Facultative and treaty programs
- Automatic treaty management
- Multi-currency settlement
Automated claims processing
Shariah-compliant claims workflow with automated validation and settlement.
Claims workflow pipeline
Claim Submission
Digital submission with document upload and initial validation
Shariah Review
Automated compliance check against policy terms and Shariah principles
Risk Pool Impact
Calculate impact on risk pool and available coverage
Settlement
Automated payment processing with beneficiary notification