Training & education.

6 role-aligned tracks covering 86 hours of curriculum across IOF's developer, product, compliance, and bank-onboarding pathways. Tracks marked with a certificate badge are accredited under the IOF certification programme.

Developers

IOF Developer Essentials

Intro8h
  • Architecture overview (73 rails, 11 named engines)
  • API + SDK + MCP basics
  • Building your first contract (Murabaha)
  • Webhooks, idempotency, retries
  • Testing against the sandbox

Build, deploy, and observe a production-grade Murabaha workflow on the IOF sandbox.

IOF Certificate available

Product + Shariah leads

Shariah Product Design Lab

Intermediate16h
  • AAOIFI SS-8 Murabaha + SS-30 Murabaha-to-Purchase-Orderer
  • AAOIFI SS-9 Ijarah + Ijarah Muntahia Bittamleek
  • Musharakah, Mudarabah, Diminishing Musharakah
  • Sukuk structures (SS-17 + SS-26)
  • Takaful pools — gharar + maysir avoidance
  • Hybrid structures + permissibility analysis

Design a Shariah-permissible product end-to-end, draft the board memo, and run it through the IOF certification process.

IOF Certificate available

Compliance officers

Compliance Officer Curriculum

Intermediate12h
  • 13 regulatory regimes mapped to IOF rails
  • Cerbos ABAC policies + maker-checker
  • Audit-trail + evidence-pack architecture
  • Sanctions screening + transaction monitoring
  • Regulator-shaped reporting (SAMA, CBB, BNM, FCA, DFSA)
  • Incident response + breach notification

Operate the IOF compliance copilot suite (KYC/AML, FinCrime Screening, Mandates, Regulator Liaison) at production grade.

IOF Certificate available

Tier-1 bank teams

Tier-1 Bank Onboarding Programme

Advanced40h
  • BYOC architecture — Helm, Docker, Terraform
  • Secrets, KMS, HSM integration
  • Connector strategy (Phase 1 / 2 / 3)
  • Migration playbook from legacy core
  • Capital adequacy reporting (Basel III + IFSB-15)
  • Operational risk + DORA + IFSB-21
  • Shariah governance integration

Deploy IOF in a Tier-1 bank's own VPC with full BYOC, integrate with the core, and pass the first regulator review.

IOF Certificate available

AI / ML teams + DPO

AI Systems Conformity Workshop

Intermediate6h
  • EU AI Act Annex III high-risk classification
  • Annex IV technical documentation
  • Bias / fairness audit pipeline
  • Logging + traceability under Art. 12
  • Human oversight under Art. 14
  • Adversarial robustness + accuracy thresholds
  • FRIA + DPIA bridge

Walk an AI-system through full conformity assessment with our auditor copilots.

IOF Certificate available

Anyone

Self-paced fundamentals

Intro4h
  • Why Islamic finance
  • What is open banking
  • Why open finance is bigger than open banking
  • How IOF brings them together
  • Reading the ecosystem map
  • Where to go next

Confidently navigate the IOF property graph and pick the right starting point for your role.

Custom in-house programmes

We deliver private cohorts at Tier-1 banks and central regulators. Curriculum is tailored to your jurisdiction (SAMA, CBB, BNM, FCA, DFSA, ECB).