About Islamic Open Finance™
Our Mission
To democratize access to world-class Islamic finance infrastructure — giving every institution the rails, compliance engine, and real-time ledger they need to serve Muslim customers with Shariah-genuine products.
Shariah-First Design
Built from the ground up on AAOIFI Shariah Standards (SS-8 through SS-39) and IFSB prudential guidelines — not retrofitted conventional systems.
Global Accessibility
Multi-tenant SaaS and Bring Your Own Cloud (BYOC) deployment make enterprise-grade Islamic finance infrastructure available to institutions of any size.
Real-Time Infrastructure
A double-entry ledger, Open Banking Protocol integration, and 109 pre-built rails mean institutions go live in days, not quarters.
What We've Built
- 109 Shariah-native rails across 19 categories
- 142+ fully typed REST API endpoints
- Real-time double-entry ledger
- Open Banking Protocol integration
- Multi-tenant SaaS + BYOC deployment
- Attribute-based access control on every endpoint
- AAOIFI & IFSB contract schema validation
- ISO 20022-compliant financial messaging
By the Numbers
Scale and depth that meets enterprise Islamic finance requirements.
- Specialized Rails
- 109Specialized Railsacross 19 categories
- API Endpoints
- 142+API Endpointsfully typed & documented
- Rail Categories
- 12Rail Categoriesfrom Takaful to Capital Markets
- Compliance Frameworks
- 6Compliance FrameworksSOC 2, GDPR, PSD2, ISO 27001, ISO 20022, AAOIFI
Our Values
The engineering principles and commitments that guide every decision at Islamic Open Finance™.
Shariah Integrity
Every rail, contract schema, and API is designed from first principles on AAOIFI and IFSB standards — not retrofitted from conventional finance systems.
Open Standards
We embrace ISO 20022, Open Banking Protocol, and open API contracts so financial institutions can integrate without proprietary lock-in.
Developer Experience
Banking-grade infrastructure should also be a pleasure to build on. 142+ typed API endpoints, comprehensive SDKs, and an interactive API Explorer.
Banking-Grade Security
TLS 1.3 in transit, AES-256 at rest, attribute-based access control on every endpoint, signed audit trails, and zero standing privileges by default.
Compliance by Design
SOC 2 Type II, GDPR, PSD2, ISO 27001, and ISO 20022 are first-class engineering requirements — baked in at every layer, never bolted on afterward.
Innovation
From real-time double-entry ledger to multi-tenant BYOC deployment, we continuously push the boundaries of what Islamic fintech infrastructure can deliver.
Ready to Build on Islamic Open Finance™?
Explore 109 Shariah-native rails, 150 API routes, and enterprise-grade compliance infrastructure — or reach out to discuss how we can support your institution.